Finance & Cards
Simplified guides on Finance, Banking & CIBIL
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Discover Practical AI tools, SaaS & digital resources
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Insights on business systems, operations & growth
Curated Picks
Handpicked AI tools, platforms, resources & guides
The Minimum Due Trap: Why Paying Less on Your Credit Card Is Costing You More (2026)
The minimum due refers to the smallest amount your bank asks you to pay each month to avoid a late payment fee and keep your account in good standing. Typically, banks set this at around 5% of your total outstanding balance — although the exact formula varies across banks.
How Credit Card Billing Cycles Work in India — And How to Use Them to Your Advantage (2026)
A credit card billing cycle refers to the fixed monthly period during which your bank tracks every rupee you spend on your card. In India, most banks run billing cycles that last between 25 and 31 days.
What Is a CIBIL Score? How It Works and Why It Matters for Every Indian (2026)
A CIBIL score is a three-digit number between 300 and 900 that represents your creditworthiness — how likely you are to repay a loan or credit card bill on time, based on your past financial behaviour.
Our Story & Mission
Founded by Samar Kundaliya, Simplix MultiVentures was built with a vision to simplify business, finance, and digital growth through practical insights and real-world understanding. What started as a journey through consulting and business operations is now evolving into a platform focused on smarter decision-making, digital resources, and long-term growth. Our mission is to simplify complexity and create meaningful value through practical knowledge.
Our Values & Commitment
At Simplix MultiVentures, we believe in clarity, consistency, innovation, and long-term thinking. Every insight, recommendation, and resource we share is focused on creating practical value and simplifying modern business and digital challenges. We are committed to building trust through transparency, useful knowledge, and a genuine focus on helping individuals and businesses grow smarter in a rapidly evolving world.
Why Choose Simplix?
We focus on making business, finance, and digital growth easier to understand through practical insights and simplified learning. By combining real-world experience with modern tools, resources, and strategies, Simplix helps individuals and businesses make smarter decisions with greater clarity and confidence. Our approach is built around simplicity, long-term value, and practical execution rather than unnecessary complexity.
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